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Jake Riley Limited

The Bank of Industry has the money. Most applications never get read.

Not because the businesses are bad — because the file is incomplete. A missing CAC form, an auditor who isn’t BOI-accredited, a feasibility study that doesn’t answer the fourteen questions BOI actually asks. Jake Riley is an accredited Business Development Service Provider. We build the file that gets appraised.

Questions BOI's appraisal team actually checks for — most applications answer half.

Accreditations held, incl. BOI & OGTAN
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Steps from readiness check to disbursement
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Audited accounts required, or SOA if under 1yr
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Top of the fee band we cover
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What a BDSP does

BOI accredits us to prepare, package and submit MSME applications on your behalf — and to stay with the file until it is disbursed.

What it takes to get funded

BOI appraises complete files. Here’s what your business needs going in, and everything we handle once you’re in the process.

What You Need to Qualify

What We Do For You

Partnership with BOI

BOI BDSP initial engagement fee

Fee is set by the loan amount you’re seeking, separate from any BOI charges.

Loan amount sought
Fee
Up to ₦10 million
₦50,000
Above ₦10 million to ₦50 million
₦75,000
Above ₦50 million to ₦200 million
₦100,000
Above ₦200 million to ₦400 million
₦150,000
Above ₦400 million to ₦600 million
₦200,000
Above ₦600 million to ₦800 million
₦250,000
Above ₦800 million to ₦1 billion
₦300,000
The engagement fee is the BOI BDSP initial engagement fee only. Loan approval is at the sole discretion of the Bank of Industry.

How it runs

Four steps, from a sixty-second check to funds in your account.

Readiness check

Six questions online. You get your checklist, your fee band and a readiness score.

Honest call

We tell you whether this is fundable now, or what has to change first

We build the file

Feasibility study, projections, market study, every supporting document.

Submit and follow

Executing the plan according to best practices and international standards — with accountability to outcomes, not just outputs.

Complete your application and upload all required supporting documents.

    --- STEP 1: COMPANY DETAILS ---

    Company Name: [company-name]

    Registration No: [company-registration]

    Contact Person: [contact-person]

    Company Email: [company-email]

    Phone Number: [phone-number]

    Business Address: [business-address]

    State of Operation: [state-operation]

    Business Sector: [business-sector]

    Business Duration: [business-duration]

    Loan Amount Requested: [loan-amount]

    --- STEP 2: DOCUMENT REQUIREMENTS ---

    Letterhead (Under 10M): [file-letterhead-under]

    Certificate (Under 10M): [file-cert-under]

    MOA (Under 10M): [file-moa-under]

    Business Plan (Under 10M): [file-bizplan-under]

    Machinery Quotes (Under 10M): [file-machinery-under]

    Raw Material Quotes (Under 10M): [file-rawmaterial-under]

    ID Card (Under 10M): [file-id-under]

    BVN Printout (Under 10M): [file-bvn-under]

    Audited Accounts (Under 10M): [file-audited-under]

    Management Accounts (Under 10M): [file-mgmtaccounts-under]

    Bank Statement (Under 10M): [file-bankstatement-under]

    Statement of Liabilities (Under 10M): [file-liabilities-under]

    Letterhead (Over 10M): [file-letterhead-over]

    Loan Application Form (Over 10M): [file-loanform-over]

    Certificate (Over 10M): [file-cert-over]

    MOA (Over 10M): [file-moa-over]

    Feasibility Report (Over 10M): [file-feasibility-over]

    Machinery Quotations (Over 10M): [file-machinery-over]

    Raw Material Suppliers (Over 10M): [file-rawmaterial-over]

    Director CVs (Over 10M): [file-cvs-over]

    Passport Photos (Over 10M): [file-photos-over]

    Director ID (Over 10M): [file-id-over]

    Director BVN (Over 10M): [file-bvn-over]

    Security Documents (Over 10M): [file-security-over]

    Lease Agreement (Over 10M): [file-lease-over]

    Technical Agreement (Over 10M): [file-agreement-over]

    Audited Accounts (Over 10M): [file-audited-over]

    Statement of Affairs (Over 10M): [file-statementofaffairs-over]

    Bank Statement (Over 10M): [file-bankstatement-over]

    Institutional Shareholder Docs: [file-institutional-over]

    Statement of Liabilities (Over 10M): [file-liabilities-over]

    --- STEP 3: GUARANTORS ---

    Has Guarantors: [has-guarantors]

    Guarantor 1 ID: [file-g1-id]

    Guarantor 1 Photo: [file-g1-photo]

    Guarantor 1 BVN: [file-g1-bvn]

    Guarantor 1 Letter of Intent: [file-g1-intent]

    Guarantor 2 ID: [file-g2-id]

    Guarantor 2 Photo: [file-g2-photo]

    Guarantor 2 BVN: [file-g2-bvn]

    Guarantor 2 Letter of Intent: [file-g2-intent]

    --- STEP 4: SECURITY & COLLATERAL ---

    Security Landed: [security-landed]

    Title Document: [file-security-title]

    Ground Rent Receipt: [file-security-groundrent]

    Tax Clearance Certificate: [file-security-tcc]

    Valuation Report: [file-security-valuation]

    Owner ID Card: [file-security-ownerid]

    Owner Means of Identification: [file-security-ownermeans]

    Owner Consent Letter: [file-security-consent]

    Security Different Owner: [security-different-owner]

    Board Resolution Doc: [file-security-boardres]

    Security Type Above: [security-type-above]

    Bank Guarantee Doc: [file-security-bankguarantee]

    Sec Guarantor ID: [file-secguarantor-id]

    Sec Guarantor Photo: [file-secguarantor-photo]

    Sec Guarantor Net Worth Statement: [file-secguarantor-networth]

    Sec Guarantor BVN: [file-secguarantor-bvn]

    Sec Guarantor CV: [file-secguarantor-cv]

    --- STEP 5: LEASE & PREMISES ---

    Rented Premises: [rented-premises]

    Lease Agreement File: [file-lease-agreement]

    --- STEP 6: FEASIBILITY & BUSINESS DETAILS ---

    Feasibility Upload: [file-feasibility-doc]

    Feas Activities: [feas-activities]

    Feas Shareholders: [feas-shareholders]

    Feas Financing: [feas-financing]

    Feas Cost to Date: [feas-costtodate]

    Feas Capacity: [feas-capacity]

    Financial Projections Upload: [file-feas-projections]

    Feas Projections Notes: [feas-projections-notes]

    Feas Technical: [feas-technical]

    Feas Partners: [feas-partners]

    Feas Machinery: [feas-machinery]

    Feas Utility: [feas-utility]

    Feas Raw Materials: [feas-rawmaterials]

    Feas Manpower: [feas-manpower]

    Feas Existing Staff: [feas-existingstaff]

    Feas Market: [feas-market]

    Ongoing Orders Upload: [file-feas-ongoing]

    Feas Ongoing Notes: [feas-ongoing-notes]

    --- STEP 7: DECLARATION ---

    Declaration Agree: [declaration-agree]

    Declaration Name: [declaration-name]

    Designation: [declaration-designation]

    Date: [declaration-date]

    --

    Submitted from: [_site_title] ([_site_url])

    Loan Information

    Select the loan amount that applies to your application.


    Required Documents (₦10m & Below)

    Please upload the documents required for micro/small enterprise loans.




    Include company profile, CVs of key management, technology/manufacturing process, and technical partner agreement where applicable.









    Required Documents (Above ₦10m)

    Please upload the documents required for medium/large enterprise loans.




















    Guarantors

    Do you have two individual external guarantors?










    Security


















    Business Premises


    Must have a tenor of at least one year beyond the loan tenor.

    Feasibility Study Information

    For applications above ₦10 million. All fields optional if covered in your uploaded Feasibility Study document.



















    Applicant Declaration




    Talk to our BDSP team

    Already have your documents together? Reach out directly and get a file review from our accredited team.

    Start with the readiness check.

    Sixty seconds, no cost, no obligation. You’ll know exactly where you stand before you spend a naira.